To avoid foreclosure, the Giordanos applied twice to their lender for refinancing under the government’s Making Home Affordable program. Twice they were turned down.
“We were not getting the right information from our bank,” said Joy Giordano, who had to close her advertising specialties business because of the economic downturn. “We did everything we were told to do. But each time, we were not approved because of this or not approved because of that.”
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