We all have our bad spending habits: a $3 latte in the morning, an expensive taxi fare now and then, a cheap piece of jewelry when we’re down in the dumps.
We’re all for splurging, especially if you do it right. In other words, go ahead and buy the things that make you happy, as long as those small purchases motivate you, and you plan them out for maximum enjoyment … rather than simply throwing your money away.
For example: You buy yourself a bouquet of fresh flowers at the end of the month as a reward for staying on budget. Let’s say that costs you $20 a month, which adds up to $240 a year. That might sound like a lot, but if it motivates you to stay on track with your budget, you’re probably saving yourself way more than $20 each month. So we call that a good splurge.
The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.
Calltoday for a free, no-obligation consultation, contact us through our website at email@example.com. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.Google+