How Online for Homes Stumps Insurers. Bankruptcy Attorney Bankruptcy Ventura Oxnard Camarillo Santa Barbara Woodland Hills Los Angeles CA

Debbie Wosskow created a way to help travelers avoid hotel costs on their next vacation by swapping their Manhattan apartment for a villa in Zanzibar. What she hasn’t figured out is how to insure their stuff.

Wosskow, chief executive officer of London-based Love Home Swap, which she describes as “online dating for homes,” said it was easier to find people in 95 countries to post properties on the website and make a trade than to line up coverage in case something goes wrong. After contacting about two dozen insurers, she’s been able to strike a deal for coverage of residences only in Europe. That means about two-thirds of homeowners will have to arrange their own or go without.

Web Startups Find It’s Hard to Share Without Help From Insurers

Debbie Wosskow, chief executive officer of London-based startup Love Home Swap, which she describes as “online dating for homes.” “It’s a nightmare,” she said. “The insurance industry as a whole has been painfully, and I emphasize painfully, slow to react and offer relevant services.”

Startups that help people rent their houses and cars to strangers have proliferated on the Internet, with Wosskow’s firm now listing about 5,500 properties, three times as many as in December. The entrepreneurs behind the companies are finding they have to convince insurers from Warren Buffett’s Berkshire Hathaway Inc. to Hiscox Ltd. they’re worth the risk.

The process was a surprise for Tony Adam, who co-founded Eventup, a service for finding and booking properties for parties and other gatherings. It took only two months for the startup to build and launch its website and three to secure a policy through Lloyd’s of London, he said.

The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas.  We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi.  We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.

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