Monthly Archives: September 2013

Home Equity vs. Retirement to Pay for College

Posted on 09/30/2013 by Law Office of Susan J. Salehi

What is the current rate on a home equity loan of $50,000 with an excellent credit score? We have no debt other than a mortgage for the next 11 years. I need to pay for four more semesters of college … Continue reading →

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Help! I Have too Many Credit Cards

Posted on 09/28/2013 by Law Office of Susan J. Salehi

We recently received a question from a reader who wants to know if there’s any way she can close unused credit cards without hurting her credit scores and how taking this action could impact her credit overall: I have at … Continue reading →

Easy Ways to Avoid Credit Card Scam Hell

Posted on 09/25/2013 by Law Office of Susan J. Salehi

http://www.mainstreet.com/article/moneyinvesting/credit/debt/easy-ways-avoid-credit-card-scam-hell NEW YORK (TheStreet) — A bank scam the Office of the Comptroller of the Currency warned about on Friday illustrates how scary it can be out there, but consumers can easily avoid this type of trap by doing a … Continue reading →

Do You Need a Student Loan Ombudsman?

Posted on 09/22/2013 by Law Office of Susan J. Salehi

As outstanding student loan debt stays above the trillion-dollar mark, many fresh graduates are faced with the seemingly insurmountable task of paying down their loans in a weak labor and economic environment. For many new grads, the student loan payments … Continue reading →

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Homebuyers Get a Break as Mortgage Rates Edge Down

Posted on 09/19/2013 by Law Office of Susan J. Salehi

http://www.dailyfinance.com/2013/08/08/mortgage-rates-fall-home-buying-interest-rates/ WASHINGTON — Average U.S. rates on fixed mortgages barely changed this week, giving prospective homebuyers time to lock in relatively low rates. Mortgage buyer Freddie Mac said Thursday that the average on the 30-year loan edged up to 4.40 … Continue reading →

3 Stories that Prove Temping Can Lead to Full-Time Jobs

Posted on 09/16/2013 by Law Office of Susan J. Salehi

Often, some of the greatest potential talent is right under our nose. The best way to make sure untapped talent gets discovered is to have conversations. Facilitating a culture of open dialogue can go a long way in opening doors … Continue reading →

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Is it Hard to Get a Mortgage these Days?

Posted on 09/13/2013 by Law Office of Susan J. Salehi

Potential homebuyers and refinancers often hear mortgage lending standards are too tight — that it’s hard to qualify for a mortgage without perfect credit. But how hard is it, really, to get a mortgage these days? Read more: http://www.foxbusiness.com/personal-finance/2013/08/09/is-it-hard-to-get-mortgage-these-days/#ixzz2bmFNR03p

For Women, Online Car Shopping Saves Money, Cuts Stress

Posted on 09/10/2013 by Law Office of Susan J. Salehi

http://www.dailyfinance.com/on/women-online-car-shopping-saves-money-cuts-stress/ The fact that women usually pay more than men for all things car-related is hardly big news: study after study, article after article has shown that, when it comes to negotiating for auto repairs and auto purchases, women (and, … Continue reading →

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Why Saving Money and Cutting Debt Doesn’t Cut It Anymore

Posted on 09/07/2013 by Law Office of Susan J. Salehi

On one hand, we’re finally getting smart about this whole money-management thing. Consumers have built up savings from the pre-recession years, and are more likely to pay credit card bills on time. A lot of younger Americans are avoiding the … Continue reading →

Even With Very Old Debt, Don’t Ignore Collection Efforts

Posted on 09/05/2013 by Law Office of Susan J. Salehi

I just received a phone call from a debt collector trying to collect on an old bank account that I had in 2005 or 2006. I have not had this item come up on my credit report, nor have I … Continue reading →