Monthly Archives: July 2013

4 Myths about Refinancing

http://www.foxbusiness.com/personal-finance/2013/06/18/4-myths-about-refinancing/ Record low interest rates over the last few years brought many homeowners to the refinancing table looking to lower their mortgage payments, and with talk that the Federal Reserve might be considering raising rates by the end of the … Continue reading

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17 More Expensive Items That Are Totally Worth the Money

http://www.dailyfinance.com/2013/06/25/more-expensive-items-totally-worth-money/ | Everyone likes to save a buck. But sometimes in life, being cheap will cost you. Why put up with an inferior product when you could invest in something high quality that is much less likely to disappoint? We … Continue reading

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Recent college grads face 36% ‘mal-employment’ rate

http://money.cnn.com/2013/06/25/news/economy/malemployment-rate/index.html?iid=SF_PF_River Not all recent college grads are putting their degrees to work on their jobs. NEW YORK (CNNMoney) More than a third of recent college grads with jobs are working in positions that don’t require a degree. Economists call that … Continue reading

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Can Dad Drop Teens From his car Insurance?

I have two sons, 17 and 19, who are killing me on car insurance. They are paying some of the money and are working, so it’s not the worst situation. However, I’m about to retire from the military, and one … Continue reading

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Walk-in clinics gaining popularity

http://www.latimes.com/business/la-fi-healthcare-watch-20130616,0,3351574.story Urgent care centers and retail, work site and community clinics attract patients aiming to avoid longer waits and higher prices at doctor’s office or hospitals. Tabitha Smith spent just $70 at an urgent care clinic near her home in … Continue reading

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U.S. Homebuilder Confidence Soars to 7-year High

Bankruptcy_Attorney_Oxnard-2012-10-13 For the first time in seven years, most U.S. homebuilders are optimistic about home sales, a sign that construction could help drive stronger economic growth in coming months. The National Association of Home Builders/Wells Fargo builder sentiment index leaped … Continue reading

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Suddenly, Retiree Nest Eggs Look More Fragile

http://www.nytimes.com/2013/06/16/your-money/suddenly-retiree-nest-eggs-look-more-fragile.html?src=me_r=0 MANY Americans don’t have enough money to carry them through retirement — and many of them know it. That’s clear from recent studies, and it’s evident in the responses to last week’s Strategies column, “For Retirees, a Million-Dollar Illusion.” … Continue reading

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What Retirement Crisis? Retirees Say They’re Doing Just Fine, Thank You Very Much

Maybe we worry too much about retirees. As a group, they are more likely than working people to describe their finances as comfortable, according to a new poll. How can this be? Aren’t oppressively low bank rates crushing the lifestyle … Continue reading

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Average Rate on 30-year U.S. Mortgage Nearing 4%

(WASHINGTON) — The average U.S. rate on a 15-year fixed mortgage rose above 3 percent this week for the first time in a year, while the rate on the 30-year fixed loan approached 4 percent. Mortgage buyer Freddie Mac said … Continue reading

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Dog Bites Insurance Companies: Man’s Best Friend Behind One-Third of All Homeowner Claims

Over the last decade, the number of insurance claims related to dog bites has basically remained flat. But the amount of money paid out in claims has soared, and last year dog bites accounted for more than one-third of all … Continue reading

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