Everyone knows that torching a car and lying about it to your insurer to get a payout is fraud – and that you’ll pay dearly if you’re convicted. But fibbing to your insurer about less explosive things — your marital status, your child’s grades, where you garage your car — for financial gain is also fraud and can have serious consequences.
Take the recent case of Maria Demeter, a Hillsborough, N.J., woman who prosecutors say falsely claimed that she lived by herself since 1999 to save almost $35,000 on her auto insurance policy.
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