Monthly Archives: November 2012

http://www.thefiscaltimes.com/Articles/2012/11/21/How-Your-Paycheck-Will-Change-After-the-Fiscal-Cliff.aspx#page1 With all the drama and uncertainty surrounding the pending fiscal cliff, all consumers really want to know is how much they should be worrying about their own paycheck. The reality is that every single one of the 160 million … Continue reading →

http://www.edmunds.com/car-buying/where-does-the-car-dealer-make-money.html?mktcat=advice-buying-article “Follow the money,” is good advice for someone trying to understand the hidden side of any business. Nowhere is this more important than on a car lot. Rows of shiny new cars on a dealer’s lot make consumers believe … Continue reading →

http://www.cnbc.com/id/49983471?__source=yahoo|headline|other|text|par=yahoo Even as the economy shows signs of improvement, a record share of Americans are falling behind on their student-loan payments. The proportion of U.S. student loan balances that are in delinquency — that is, unpaid for 90 days or … Continue reading →

http://www.dailyfinance.com/2012/11/23/year-end-tips-to-trim-your-2012-tax-tab/ It’s a tricky time for taxpayers engaging in the annual ritual of year-end tax planning. Unless Congress intervenes, the Bush-era tax cuts expire when 2013 arrives. Also at risk if lawmakers don’t act before Dec. 31 are many popular … Continue reading →

http://business.time.com/2012/11/21/how-to-help-stay-at-home-spouses-get-credit-cards-without-risking-our-financial-institutions/ A regulation requiring proof of personal income in credit card applications has justly been described as “anti-housewife”. The rules hurt the ability of nonworking spouses to access credit and build their own independent credit standing. There is a smart … Continue reading →

http://www.dailyfinance.com/2012/11/27/cut-the-cost-of-making-your-home-energy-efficient-savings-experiment/  How much is your monthly energy bill? $100 or less$100-$200$200-$300$300-$400More than $400Vote Next Poll Did you find our video on energy efficiency helpful? Yes, it’s a great ideaYes, useful and entertainingNoVote There are many things you can do to … Continue reading →

http://www.entrepreneur.com/blog/225050?cam=Devctp=Carouselcdt=14cdn=225050 Small-business credit quality weakened in the third quarter, as the health of the loan market remains weak, and a speedy recovery isn’t likely. Findings from the Experian/Moody’s Analytics Small Business Credit Indexreleased today showed many small businesses continue to … Continue reading →

http://www.dailyfinance.com/2012/11/16/shedding-120000-in-credit-card-debt-saved-her-life/ When Francine “Franny” Bostick looks back at where she was six years ago, she shudders at the memory. She not only faced financial ruin, but also was on her way to a potentially catastrophic health crisis. “My blood pressure … Continue reading →

Be  careful when looking for a prospective bankruptcy attorney for your Chapter 7 or Chapter 13 case.  The following are suggestions you might want to review  in choosing a bankruptcy attorney: 1. Experience of the Bankruptcy Attorney. Ask the attorney how long they … Continue reading →