Dear Bankruptcy Adviser, I am retired and on Social Security. I also have a 401(k) worth about $60,000. I owe about $25,000 in credit card debt. I own nothing worth more than a 5-year-old car. Should I pay off my debt? I paid nothing for several years trying to keep my house. Or do I file for bankruptcy? Wouldn’t my retirement money be seen as an asset and therefore be open to seizure? — Michele
The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.
Call today for a free, no-obligation consultation, contact us through our website at firstname.lastname@example.org. Start at only $999 Attorney Fees. Restrictions Apply. Stop Foreclosures with a Chapter 13. Operators 24/7. (805) 654-1467, (818) 880-8305, (661) 631-0252, (805) 202-4688.