Five years after the bursting of the borrowing bubble, American households are getting a better handle on their debt.
The latest sign came in reports this week showing that homeowners are doing a better job keeping up with their mortgage payments. So far this year, the number of mortgage holders who are behind by two monthly payments or more has fallen 9 percent, according to TransUnion, a consumer credit rating agency. A separate survey By the Mortgage Bankers Association showed that, despite an uptick, in the second quarter, mortgage delinquencies are tracking lower than this time a year ago.
The Law Office of Susan J. Salehi has helped 1000’s of people like yourself with Chapter 7 and 13 bankruptcies since 1992, both in the Santa Barbara/Ventura and Kern County areas. We offer a free consultation, reasonable rates and payment plans. All of your options will be explained during your free consultation with the attorney at the Law Offices of Susan J. Salehi. We ask that you bring six months’ proof of income (paystubs/rent receipts/profit and loss statement if self-employed), the last two years’ tax return, a credit report – free ones are available at www.annualcreditreport.com, any foreclosure notices, lawsuits, and correspondence from the IRS or FTB if you owe pastdue taxes.
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